Financial Services:

Checking Accounts

Savings Accounts

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRA)

Loans

Real Estate

Business

Personal

Mini Application

Debit/Check Cards

Check Printing

Other Services

Fee Schedule

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Savings

Regular Savings (Passbook Savings)

Interest is earned on this account. Please contact our Customer Service Department for the current rate. A $50.00 minimum opening deposit is required. You may withdraw up to six times each month if your statement is produced monthly, or eighteen times in a quarter if your statement is produced once each quarter. If your balance falls below $50.00 you will be assessed a $1.00 per month fee. If you exceed the withdrawal limit, you will be charged $1.00 for each additional withdrawal. Regular Savings Account may be tied to Checking Accounts for automatic transfers if desired.

Insured Investment Account (IIA)

This is a Money Market Deposit Account which pays a high market variable rate based on your balance. Interest is paid every Monday. See Current IIA Rates. You are limited to six withdrawals monthly by checking or electronic means. If you exceed your six withdrawals monthly a fee of $1.00 per withdrawal will be assessed. If your balance falls below $2,500.00 at any time during the month, a $10.00 fee will be charged.