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Financial Services:
Checking Accounts
Savings Accounts
Certificates of Deposit (CDs)
Individual Retirement Accounts (IRA)
Loans
Real Estate
Business
Personal
Mini Application
Debit/Check Cards
Check Printing
Other Services
Fee Schedule
Grant Application (PDF)

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Savings

Regular Savings (Passbook Savings)

Interest is earned on this account. Please contact our Customer Service Department for the current rate. A $50.00 minimum opening deposit is required. You may withdraw up to six times each month if your statement is produced monthly, or eighteen times in a quarter if your statement is produced once each quarter. If your balance falls below $50.00 you will be assessed a $1.00 per month fee. If you exceed the withdrawal limit, you will be charged $1.00 for each additional withdrawal. Regular Savings Account may be tied to Checking Accounts for automatic transfers if desired.

Insured Investment Account (IIA)

A market rate of interest is earned on this account. Interest is paid every Monday. See Current IIA Rates. If your balance falls below $2,500.00 at any time during the month, a $10.00 fee will be charged. You are limited to six free withdrawals per month, three of which may be by check. A fee of $1.00 per check, debit, or ATM withdrawal over six per month will be assessed.