Fee Schedule
| Item | Fee | Effective 3/1/11 |
| Account Closed Within 90 Days of Opening | $10.00 | $10.00 |
| ATM Transactions | Free at any Ravalli County Bank ATMs, $1.00 at other bank ATMs | Free at any Ravalli County Bank ATMs, $1.00 at other bank ATMs |
| ATM Surcharge | $1.75 for non-customers using Ravalli County Bank ATMs | $2.00 for non-customers using Ravalli County Bank ATMs |
| ATM/Debit Card Replacement | $6.00 | $10.00 |
| Bank Drafts | Canadian: $24.00 / Foreign: $24.00 | Canadian or Foreign: $26.00 |
| Canadian Checks Deposited | $2.50 handling fee per item | $2.50 handling fee per item |
|
Cashier's Checks: Deposit Customers Cashier's Checks: Non-Deposit Customers |
First Check Free, Additional Checks $3.00/ea. $5.00/ea. |
First Check Free, Additional Checks $5.00/ea. $10.00/ea. |
| Coin Counting |
Free for customers 5% of amount for non-customers |
Free for customers 5% of amount for non-customers |
| Collections | $15.00 | $25.00 |
| Counter Check Encoding | $.15 per check | $.20 per check |
| Deposit Verification | $5.00 per written verification | $7.50 per written verification |
|
Dormant Checking Account Fee 12 months of no customer-initiated activity per month for accounts under $100.00 |
$5.00 per month | $5.00 per month |
| Fax Services | Outgoing & incoming: first 5 pages free; $.50 per page after 5 pages | Outgoing & incoming: $1.00 per page |
| Foreign Currency Ordering or Delivering | $15.00 | $15.00 |
| Garnishment, Execution & Judgment Processing Against Account | $50.00 per occurrence | $50.00 per occurrence |
| Money Orders |
$2.00/per for customers $4.00/per for non-customers |
$3.00/per for deposit customers $5.00/per for non-deposit customers |
| Night Deposit Lock Bags | $20.00 | $20.00 |
| Non-Customer Check Cashing | $10.00 per check | $12.00 per check |
| Notary | Free | Free |
| Online Banking | Free | Free |
| Online Web Bill Pay | Free to customers, unlimited payment | Free |
|
Overdraft/Non-Sufficient Funds (NSF) Continuous Overdraft Fee (7 Consecutive Days) |
$20.00 per item, $240 maximum per day 28.00($4.00/day) charged weekly |
No fee if overdraft is under $10.00, $26.00 per item, $260 maximum per day 35.00($5.00/day) charged weekly |
| Overdraft Sweep (transfer) from Savings to Checking | $2.00 per sweep | |
| Purchase & Safekeeping of US Treasury, Fed Agency Bonds & Municipal Bonds | $75.00 per transaction | $100.00 per transaction |
| Photocopies | $.20 per page | $.20 per page |
| Research/Statement Reconciliation | $25.00 per hour, 1 hour minimum | $25.00 per hour |
| Returned Deposit Item | $2.00 per item | |
| Safekeeping |
Documents: $1.00/per month Large items, space permitting: $3.00/per month |
Documents: $1.50/per month Large items, space permitting: $4.00/per month |
| Signature Guaranty |
$2.00/ea. for customers, maximum fee of $6.00 $3.00/ea. for non-customers, maximum fee of $9.00 |
$2.00/ea. for deposit customers $3.00/ea. for non-deposit customers |
| Statement Printout or Item Reproduction | $1.00 per statement or item | $1.50 per statement or item |
| Stop Payment | $20.00 per check | $25.00 per check, draft or ACH |
| Traveler's Checks |
$1.25 per $100 of
single-party checks $1.75 per $100 of two-party checks |
$1.25 per $100 of
single-party checks $1.75 per $100 of two-party checks |
| Wire Transfers |
Domestic Outgoing:
$18.00 Foreign Outgoing: $45.00 Non-customer Incoming: $10.00 |
Domestic Outgoing:
$22.00 Foreign Outgoing: $45.00 Non-customer Incoming: $15.00 |
| Safety Deposit Boxes: 2"x5" 3"x5" 5"x5" 3"x10" 5"x10" 10"x10" Replacement Key Box Drilling Late Fee (after 30 days deliquent) |
$14.00 $18.00 $28.00 $36.00 $48.00 $80.00 $12.50 Per locksmith $10.00 |
